Ripple Rolls Out Treasury Platform After GTreasury Buyout
- Ripple Treasury unifies fiat and digital asset management on one enterprise platform.
- RLUSD enables cross-border settlements in seconds, cutting delays and liquidity risk.
- Platform rollout follows GTreasury deal and supports Ripple’s regulated global expansion.
Ripple has introduced Ripple Treasury, a new corporate treasury platform that combines GTreasury’s enterprise software with Ripple’s blockchain infrastructure. The product is designed to bring traditional cash management and digital asset operations into one system. Ripple said the platform targets global companies that manage complex payments, liquidity, and reconciliation across multiple markets and currencies.
According to Ripple, the platform streamlines treasury functions such as cross-border payments, liquidity oversight, and asset reconciliation. It allows finance teams to manage fiat currencies and digital assets through a single interface. The company said this approach reduces operational fragmentation caused by using separate systems for cash and digital assets.
Ripple Integrates GTreasury After $1B Acquisition
The launch marks the first major product rollout following Ripple’s acquisition of Chicago-based GTreasury for $1 billion in October. At the time of the acquisition, GTreasury Chief Executive Renaat Ver Eecke described the deal as a significant step for enterprise treasury management. Ripple has since focused on integrating GTreasury’s software into its broader institutional product stack.
Ripple Treasury addresses key inefficiencies in corporate treasury operations. These include delayed settlement times, limited visibility into international payments, and manual reconciliation processes. The company stated that many firms still rely on spreadsheets and disconnected tools to track cash and digital asset positions.
The platform enables cross-border settlements in three to five seconds using Ripple’s RLUSD stablecoin, according to the company. Traditional cross-border payment systems often require several business days to complete settlement. Ripple said faster settlement improves liquidity availability and reduces counterparty and operational risk for treasury teams.
Reece Merrick, Ripple’s Managing Director for the Middle East and Africa, said the platform modernizes how treasury departments manage payments and liquidity. He stated that Ripple Treasury allows teams to operate within a single system instead of switching between banking portals and digital asset platforms. Merrick added that the platform supports continuous capital deployment across global markets.
Ripple said the system supports 24/7 liquidity and yield management. The company said this feature is designed to align treasury operations with always-on digital asset markets while maintaining enterprise-grade controls.
Related: Ripple Receives Green Light for e-money License in Luxembourg
API-Based System Automates Cash and Asset Reconciliation
The platform replaces manual workflows with direct API integrations. Ripple said digital asset platforms are treated as “digital banks” within the system. This structure allows automated reporting, reconciliation, and cash visibility across both traditional financial accounts and blockchain-based assets.
Ripple previously said the GTreasury integration would expand access to short-term liquidity markets for institutional clients. Access to repo markets is expected to be provided through prime broker Hidden Road. Ripple acquired Hidden Road for $1.25 billion last year as part of its push into institutional financial services.
Ripple and GTreasury stated that the platform is designed to preserve existing treasury controls and reporting standards. These include audit trails, compliance checks, and regulatory reporting requirements. The companies said this approach is intended to meet the needs of large enterprises and regulated institutions.
The rollout comes as Ripple continues to expand its regulated payments presence globally. Earlier this month, Ripple received approval from the UK financial regulator for an Electronic Money Institution license and crypto asset registration.
Ripple also secured preliminary approval for an EMI license from Luxembourg’s Commission de Surveillance du Secteur Financier. In the United States, Ripple applied for a national banking license with the Office of the Comptroller of the Currency in July 2025.
Ripple has stated that it does not plan to pursue an initial public offering. The company cited a strong balance sheet and a focus on growth initiatives. Recent acquisitions, including Hidden Road and stablecoin platform Rail, remain central to Ripple’s long-term expansion strategy.
