- YBTC offers 6% annual BTC yield by deploying assets in decentralized finance protocols.
- Investors can transfer BTC directly without fiat conversion or triggering tax events.
- The ETP provides 1:1 Bitcoin exposure and trades on the Vienna Stock Exchange.
Fineqia International has introduced a new Bitcoin-based exchange-traded product (ETP), aiming to generate additional returns through decentralized finance. The Fineqia Bitcoin Yield ETP, trading under the symbol YBTC, was officially listed on the Vienna Stock Exchange on July 1, 2025. The product is issued by Fineqia’s Liechtenstein subsidiary and offers investors exposure to Bitcoin while generating an annual target yield of 6%.
The ETP provides one-to-one exposure to Bitcoin, meaning it mirrors the price movements of the underlying asset without leveraging derivatives. Investors in YBTC are exposed solely to Bitcoin’s market performance and the additional return from DeFi activity. This approach differs from other crypto yield products that use structured notes or synthetic instruments. The objective is to deliver returns in the form of additional Bitcoin rather than fiat-based yield, offering an alternative to conventional interest-earning instruments.
Transfer Mechanism and Regulatory Structure
YBTC also accepts transfer of goods or services to avoid conversion into fiat, especially by holders of Bitcoin. Such a feature is important to investors who are interested in avoiding tax on asset conversions. Investors can maintain exposure to Bitcoin while participating in a yield strategy within a regulated financial product. In-kind subscription and redemption also streamline onboarding for institutions and experienced digital asset holders.
The product’s advisory is handled by Psalion Yield, a digital asset firm focused on yield-generating strategies in decentralized markets. Fineqia has branded YBTC as a regulated wrapper that links the current capital markets with blockchain technology-based finance. The product will be compatible with the rest of the investor portfolios and existing brokerage infrastructures, and users will not have to communicate directly with blockchain wallets or any smart contracts.
Growing Demand for Crypto Investment Products
Due to the increasing demand for digital asset investment products among retail and institutional investors, YBTC has been introduced. Fineqia stated that the assets under Bitcoin exchange-traded products worldwide have reached more than $ 150 billion. This is a trend that captures the growing interest of investors in vehicles that provide secure, regulated, and transparent exposure to digital currency. Such merchandise as YBTC serves as a connector between traditional finance and the blockchain environment.
YBTC meets this requirement by offering returns in Bitcoin itself, not in fiat. It lets investors grow their Bitcoin holdings directly, without using traditional fiat-based lending methods. The Fineqia model enables users to achieve incremental returns on BTC without the need for active trading or off-chain lending structures. The plan is also useful when compounding returns, which may be beneficial to long-term investors who aim to accumulate value in their native units.
DeFi Strategy and Asset Deployment
The Bitcoin contributed to the YBTC ETP is allocated into decentralized finance protocols that offer yield opportunities. These include strategies such as liquidity provision, staking, and protocol-based lending within regulated parameters. All DeFi strategies employed by the product are subject to due diligence and risk management to preserve capital and maintain yield consistency.
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The deployment model excludes the use of derivatives and synthetic products, ensuring that returns are generated on-chain and within decentralized ecosystems. This structure enables the ETP to stay fully collateralized and transparent. Investors are able to track Bitcoin holdings and yield activity through periodic reporting under European regulatory standards. Fineqia’s approach prioritizes capital efficiency and transparency in yield generation.
ETP Access and Investor Considerations
YBTC can also be purchased and sold by investors through conventional brokerage accounts, thereby avoiding the technical impediment typically associated with direct involvement in DeFi. The product is available on well-established European exchanges, offering a consistent trading experience for both professional and retail investors.
Payments are made in Bitcoin, just like the yield of the product, which further supports the asset accumulation goal as opposed to the profits in fiat. This model may be of interest to investors who have long-term expectations regarding the value and utility of Bitcoin. YBTC offers an investment vehicle that offers access to digital assets coupled with money flowing, all in a secure and regulated investment
