- Ljubljana has the highest score based on clear tax laws and wide access to crypto tools.
- The city records the highest average trading volume per crypto holder, above 240,000.
- Zürich, Hong Kong, and Singapore follow closely, showing crypto use in cities across regions.
Ljubljana has emerged as the world’s most crypto-friendly city, scoring 173 out of 180 points in the Crypto Friendly Cities Index 2025 by global mobility platform Multipolitan. The capital of Slovenia ranked highest among 27 cities analyzed for their adoption of cryptocurrency, based on five specific criteria: taxation, regulatory environment, wealth and lifestyle, digital infrastructure, and crypto infrastructure. The report provides a snapshot of how urban centers are aligning with global crypto growth trends, offering a unique benchmark for cities integrating blockchain into their economic systems.
Source: Multipolitan
The index also highlights how crypto adoption helps cities attract talent, capital, and innovation. It emphasizes the importance of legal clarity, digital infrastructure, and everyday crypto utilities like ATMs and retail acceptance in fostering a thriving blockchain ecosystem.
Why Ljubljana Ranks First
Ljubljana’s score of 173 is attributed to its favorable tax regime, regulatory certainty, and concentrated crypto activity. The city has 155 legitimate retail sites accepting cryptocurrency and ranks third globally in the number of crypto ATMs. Slovenia leads the world in average trading volume per crypto owner, with figures exceeding $240,000, suggesting both high adoption and concentrated digital wealth.
Additionally, the country offers a well-defined judicial framework for handling crypto assets, making it easier for businesses and individuals to operate in a compliant environment. These legal and technical conditions place Ljubljana at the center of Europe’s crypto integration efforts.
The Global Crypto Race: Hong Kong, Zürich, Singapore
Following Ljubljana, both Hong Kong and Zürich recorded strong index scores of 172. Hong Kong’s role in blockchain investment and adoption is strengthened by market-focused regulations and high-income classifications. According to Multipolitan, its structured framework and business incentives have made it an ideal launchpad for Web3 projects.
Zürich, being the heart of traditional banking, with its chartered financial traditions and forward-thinking practices around cryptocurrency, has become one of the prominent cities in Europe for blockchain startups and custodial solutions. Singapore, at number four with 168, continues to make investments in digital infrastructure and provides regulatory support for fintechs and blockchain technologies.
At fifth position, Abu Dhabi, scoring 160 points, has climbed rapidly as a crypto hub in the Middle East. The benefits provided by the state for launching and testing blockchain technologies are one of the key factors driving its growth here, along with dedicated regulatory sandboxes. A good sixth place goes to Luxembourg City, with 148 points for its tax advantages and its stronghold in global finance.
Related: WFP USA Embraces Cryptocurrency for Global Hunger Relief
Mid-Tier Cities and Growing Urban Crypto Ecosystems
The report also highlights strong performances from Muscat and Porto, both scoring 147 points. Oslo secured 143, while Sydney followed with 140 points. Cities such as Riga, Doha, Madison, Wisconsin, and Riyadh all scored 137, demonstrating expanding crypto use and supportive environments despite smaller market sizes.
On the lower end, cities like Valletta, Bratislava, London, Nicosia, and Vilnius all tied with 133 points. These cities show promise but lack either infrastructure or legal clarity for higher integration. Sofia ranked 20th with 127 points, indicating more gradual progress.
These rankings reflect the uneven global landscape in digital asset readiness, showcasing which cities are leading in real-world crypto adoption. From expansive ATM networks to favorable tax policies, these urban centers are progressing at different paces in aligning with blockchain technology.
