Polygon Gains rcUSD+ as R25 Unveils Fresh Onchain Yield Token
- R25 introduces rcUSD+ to offer a steady yield through real asset holdings on Polygon.
- Developers gain a fresh, stable tool for lending pools and payment rails across the chain.
- Institutions gain a risk-guided path into tokenized yield through a transparent approach.
R25 has launched its on-chain platform with Polygon as its first partner as it introduces rcUSD+, a yield stablecoin backed by traditional financial instruments. The launch brings a new real-world asset product to DeFi as rcUSD+ targets a one-to-one dollar peg while generating yield from money market funds and structured notes. The token enters Polygon’s ecosystem as demand for regulated and asset-backed stablecoins accelerates across global markets.
Yield Product Anchored in Traditional Finance
R25 has developed rcUSD+ to ensure stability throughout the entire operation while also providing yield from a professionally managed portfolio of real-world assets. The token refers to returns from money market funds and structured notes, which are generally considered capital preservation tools for institutions.
Such a setup lets users get a reliable yield while enjoying the advantage of self-custody via an on-chain wallet. The protocol confirmed that rcUSD+ includes several layers of credit enhancements within its underlying assets to support stronger creditworthiness. R25 stated that this structure creates a more resilient environment for users seeking a more predictable yield.
Polygon co-founder Sandeep Nailwal said the collaboration seeks to deliver “institutional-quality real-world assets” on-chain. He added that R25’s risk-managed design “will provide immense value to both users and protocols building here.”
The token is expected to integrate across Polygon’s lending, collateral, and liquidity protocols as developers search for new stable collateral options. This integration aims to increase capital efficiency across DeFi applications.
Expanding Use Cases Across Polygon
R25 expects rcUSD+ to function as a composable asset across Polygon’s DeFi infrastructure. The token’s design supports borrowing, liquidity provision, and payment systems across multiple protocols. Its risk-managed approach seeks to broaden access for institutions seeking regulated, transparent yield exposure in Web3 environments.
According to R25, Polygon users gain a direct way to earn a sustainable yield through an asset backed by low-risk financial instruments. Developers gain a new building block for liquidity pools, collateral frameworks, and payment rails. Institutions receive a transparent, risk-managed entry point into tokenized yield markets.
Polygon noted in a blog post that rcUSD+ aligns with rising interest in tokenized stable assets, particularly as global markets move towards blockchain settlement. This development is similar to the increasing need for hybrid financial systems that link traditional finance and decentralized platforms.
Rising Interest in Tokenized Real-World Assets
The launch arrives as real-world assets gain momentum across institutional markets. Standard Chartered recently projected that tokenized RWAs could reach $2 trillion by 2028, rising from about $35 billion today. The bank expects most tokenized assets to settle on Ethereum, although Layer 2 networks like Polygon are vying for market share.
Related: Polygon CEO Says Stablecoins Will Strengthen Dollar’s Global Power
RedStone analysts said earlier this week that yield-bearing stablecoins and tokenized assets are closing the yield gap between traditional finance and cryptocurrency. The company noted that only 8% to 11% of the current available crypto assets yield returns, compared with 55% to 65% in traditional finance. This change is primarily due to on-chain tokenization of treasuries, RWAs, etc.
The new launch also signifies growing trust in regulated digital assets, as institutions seek liquidity and transparency. R25, a project created by Alibaba’s Ant Financial, comes with know-how in asset verification and tokenization for gold, backed by blockchain infrastructure. The partnership with Polygon connects asset structures of institutional quality with a rapidly developing developer ecosystem.
R25 and Polygon intend to quickly launch the hybrid financial system adoption as yield products become more widespread in the RWA sector. The broader market activities in 2024 and 2025 are being reflected by this momentum as the developers will switch to regulated on-chain assets and institutions will search for safe digital yields.
