Ripple Launches $1B SPAC Plan to Strengthen XRP Liquidity
- Ripple plans to raise $1B through a SPAC to create a digital asset treasury for XRP.
- The new XRP treasury aims to make XRP a top corporate liquidity and balance sheet asset.
- Ripple’s GTreasury acquisition expands its blockchain-based corporate payment network.
Ripple Labs is moving to strengthen its position in the global digital finance landscape. The company plans to raise at least $1 billion to create a new digital asset treasury focused on XRP accumulation. The treasury will be structured through a special purpose acquisition company (SPAC), combining external investment with Ripple’s own XRP reserves. Through this move, Ripple joins a growing global trend of large companies holding and managing digital assets in corporate treasuries.
Ripple Plans Strategic Treasury Expansion
According to sources, Ripple’s digital asset treasury (DAT) will become one of the largest corporate tools dedicated to XRP. Over 200 companies now hold $464 billion in digital assets across corporate treasuries, showing increasing institutional adoption. Ripple’s plan aims to make XRP a competitive balance sheet asset alongside Bitcoin.
Bloomberg reported that Ripple will contribute part of its XRP holdings to the new fund. The SPAC will raise additional capital from institutional investors, targeting both strategic expansion and liquidity operations. In July, Ripple held about 4.74 billion XRP in its wallets, valued at around $11 billion.
Ripple’s decision comes despite market volatility following large-scale liquidations that erased nearly $19 billion in leveraged positions. The company’s move to expand during uncertain conditions signals confidence in XRP’s long-term role in payments and liquidity management.
Ripple’s fundraising plan coincides with its acquisition of GTreasury, a corporate treasury management platform. The $1 billion deal gives Ripple new infrastructure for managing tokenized deposits and stablecoins across corporate accounts. The acquisition allows companies to transfer money instantly without depending on conventional settlement methods.
Integrating Treasury Tools with Blockchain
GTreasury’s integration strengthens Ripple’s institutional network. The platform provides tools that let corporate clients generate yield on digital assets while maintaining liquidity. Combined with Ripple’s blockchain settlement rails, it enables round-the-clock access to capital across jurisdictions.
Ripple CEO Brad Garlinghouse said the deal addresses inefficiencies in existing financial systems. He noted that traditional payment networks are slow and expensive, and blockchain technology provides a solution for faster cross-border finance.
GTreasury marks Ripple’s third major acquisition in 2025. Earlier, Ripple bought prime brokerage firm Hidden Road for $1.25 billion and stablecoin platform Rail to expand its liquidity solutions. Together, the acquisitions highlight Ripple’s focus on merging blockchain finance with traditional treasury functions.
Related: Ripple and Absa Launch Institutional Crypto Custody in Africa
Ripple has also been deepening partnerships with banks and asset managers. Spanish lender BBVA selected Ripple as custodian for its institutional digital asset operations. Meanwhile, Franklin Templeton and DBS Bank partnered with Ripple to launch tokenized trading services on the XRP Ledger. The collaboration allows fund managers to move between stablecoins and risk assets to optimize returns.
Ripple’s continuous partnerships and acquisitions fit into its larger plan to take on SWIFT, the international interbank messaging system. The company is positioning XRP as the primary liquidity bridge for on-chain finance, stablecoins, and tokenized deposits.
If Ripple’s $1 billion treasury plan is successful, XRP might become one of the first major altcoins to see significant corporate adoption. The initiative represents a strategic evolution, from facilitating payments to stabilizing liquidity reserves for upcoming digital economies.
