- Ripple is recognized as a top fintech firm in 2025 for blockchain-based payments.
- Ripple has gained global credibility after three consecutive years on the fintech list.
- Recent deals and tech advances strengthen Ripple’s role in financial infrastructure.
CNBC has included Ripple in its 2025 ranking of the world’s top fintech companies. The company announced this on its official X account on July 16, 2025. It is the third consecutive listing of Ripple, which also reinforced its global dominance as a leader in financial technology.
The acknowledgment comes at an evolving moment in the fintech industry. As global investment in fintech declined by 20% in 2024 to reach $95.6 billion, the KPMG report, “Pulse of Fintech,” claims that progress is not stagnant; technological advances are being maintained. Businesses like Ripple are driving progress in areas like digital payments and blockchain infrastructure.
Cross-Border Payments and Blockchain Leadership
Ripple’s blockchain-driven approach to cross-border payments has fueled its success in finance. The company’s flagship products, the XRP Ledger and RippleNet, are poised to accelerate and lower the cost of cross-border payments. These offerings are becoming increasingly feasible options for banks and financial institutions’ legacy systems.
In its statement, Ripple said that the recognition indicates that it has maintained its ambition to establish the Internet of Value, which introduces the easy transfer of finances across borders as they are transmitted over the internet. Ripple’s focus on financial infrastructure fits well with the reality of the increasing need for real-time settlement, especially with the emergence of stablecoins and tokenized assets.
The CNBC list, created in cooperation with Statista, rates more than 2,000 companies covering seven market segments: Payments, Digital Assets, Neobanking, Alternative Financing, Enterprise Fintech, Insurtech, and Wealth Technology. The underlying performance indicators used to evaluate the companies include revenue increase, the number of users, and product novelty.
Recognition Highlights Ripple’s Industry Role
A company named Roadzen, under the Insurtech category, released a press statement commending Ripple as a fellow achiever. The CEO of Roadzen cited Ripple along with other companies such as Coinbase, Stripe, and PayPal.
This achievement follows a series of significant events unfolding for Ripple. On July 9, the company announced a partnership with BNY Mellon to manage reserves of RLUSD, its U.S. dollar-backed stablecoin. Ripple also made its $1.25 billion acquisition of Hidden Road and increased its institutional customer services. At the end of May, the U.S. Securities and Exchange Commission dismissed its appeal in a long-standing dispute with Ripple, bringing an end to a chapter of regulatory scrutiny. These new developments demonstrate Ripple’s comprehensive outreach in the crypto and conventional monetary worlds.
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The CNBC recognition is a sign of the growing appreciation for Ripple among the higher echelons of finance. The regulatory focus of Ripple and international relationships will help it take advantage of growing institutional interest in digital assets.
