- DBS Bank values Ripple at $11.3B, signaling strong confidence ahead of its 2026 IPO plans.
- Ripple expands in Southeast Asia as blockchain adoption grows in regional financial sectors.
- Ripple’s legal case nears resolution, clearing the path for a potential public market entry.
Singapore’s DBS Bank has valued Ripple, the blockchain-based payments firm, at $11.3 billion ahead of its highly anticipated 2026 IPO. The move has attracted attention across the financial system, and there is rising institutional confidence in Ripple’s cross-border payment technology.
Ripple’s IPO Move
Over the last year, institutional buyers of Ripple’s native token, XRP, have been active, with a notable tender in January 2024. In March, CEO Brad Garlinghouse affirmed that Ripple had been gearing up to move toward an IPO in the next two years, with the timeline aligning to 2026.
The bank’s $11.3 billion figure demonstrates Ripple’s progress and places it among the top blockchain companies aiming for the public market. Market analysts view this as a clear sign that major banks expect digital assets and blockchain payment systems to become standard in future global transactions. Ripple has also recorded considerable progress, especially in Southeast Asia, where DBS and other regional participants have implemented its payment solutions. This regional expansion strengthens the rise of blockchain adoption in the banking industry.
Competitive Advantage Over SWIFT
Ripple’s key focus is quick and low-cost cross-border payments. These alternatives threaten SWIFT’s established supremacy in the international remittance market. However, using blockchain Ripple provides real-time settlement and substantial savings compared to conventional wire transfers. A Blockchain study conducted in 2021 by the Bank for International Settlements noted that blockchain technology has reduced transaction costs by 30%.
Ripple has been steadily expanding its presence in Southeast Asia and other parts of the world. Recently, the firm established its XRP Ledger Accelerator Program in Singapore with fintech incubator Tenity. The project is focused on attracting Web3 startups and developers to grow Ripple’s ecosystem further. With Ripple’s technology making new partners, it proves that it is beneficial to institutional adaptation, worth noticing as the date of the firm’s 2026 IPO looms near.
Related: Ripple Deploys XRPL EVM Sidechain to Support Ethereum dApps
Legal Resolution and Outlook for Ripple IPO
The legal battle between Ripple and the U.S. Securities and Exchange Commission is nearing its end. CEO Brad Garlinghouse has stated that the company will withdraw its last appeal effectively ending the long-running case. This legal certainty enables Ripple to embark fully on expansion opportunities, innovation, and initial public offering operations. According to industry sources, Ripple’s management is taking measures to comply with the regulations and improve corporate governance in anticipation of a potential IPO.
Meanwhile, the company has addressed concerns related to pre-IPO shares clarifying that privately traded shares on secondary markets such as Linqto have no direct connection with Ripple. As the legal barriers fade and regional adoption surges, analysts expect Ripple’s valuation and investor interest to remain strong.
Ripple has been a top candidate for becoming one of the most anticipated fintech IPOs recently, with its contributions to partnering with financial institutions, technological advancement, and regulatory development. The valuation of DBS Bank demonstrates positive growth and increasing adoption of blockchain in the world of finance.
