Ripple Adds Digital Asset Tools to Enterprise Treasury Suite
- Ripple embeds digital asset accounts into treasury workflows with live valuation.
- CFOs can track cash, XRP, and RLUSD in one system without extra reconciliation work.
- Unified Treasury connects banks and custodians for real-time liquidity oversight.
Ripple launched Digital Asset Accounts and Unified Treasury within Ripple Treasury, adding native digital asset tools to its treasury management system. The company said CFOs can now view, hold, receive, and manage fiat and digital liquidity in one platform. Ripple described the release as the first treasury management system to place these capabilities directly inside core treasury workflows.
One Platform for Fiat and Digital Liquidity
Ripple said the new tools remove the need for separate platforms, manual consolidation, and reconciliation across banks and custody providers. In turn, treasury teams can monitor both fiat and digital positions through one system.
Renaat Ver Eecke, SVP of Ripple Treasury, said, “Digital assets have arrived at the CFO’s desk,” and the focus now is how companies can use them without disrupting operations. He added that Ripple Treasury gives finance teams one place to hold and manage digital and fiat assets.
Can treasury teams manage digital assets like cash without adding new systems? Ripple said that question now sits at the center of treasury operations as more finance leaders prepare for digital asset use.
Built on Treasury Scale and Rising Demand
Ripple said the launch builds on more than 40 years of enterprise treasury management. It also follows Ripple’s 2025 acquisition of GTreasury, which expanded the platform into digital assets.
The company said Ripple Treasury processed $13 trillion in payments volume in 2025. It said customers ranged from small and medium-sized businesses to Fortune 500 firms. Multiple customers already use the new tools in beta ahead of the global general availability launch.
Ripple also cited its 2026 survey of more than 1,000 global finance leaders. According to the survey, 72% said they must offer a digital asset solution to stay competitive. At the same time, Ripple said most still lack a practical entry point that fits current workflows.
Stablecoin Growth Shapes Treasury Strategy
Ripple linked the launch to the broader rise of stablecoins. It said stablecoins processed $33 trillion in volume last year, up 72% from 2024, even though only a small share supported payments such as payroll and remittances.
Ver Eecke said corporate treasury has not had a digital solution like this before. He said Ripple Treasury allows CFO teams to use digital assets without a separate interface, new workflows, or direct navigation of custody, wallets, or exchanges.
Ripple said Digital Asset Accounts allow treasury teams to open and manage a regulated Ripple-native digital asset account inside the platform. The company said users do not need external setup, a third-party custody relationship, or a separate system.
Features Aim at Visibility, Precision, and Auditability
Ripple said digital balances, including XRP and Ripple USD (RLUSD), sit within the same account structure as cash. It said the platform values them in real time and records them with the same discipline used for other transactions.
The company listed three core features for Digital Asset Accounts. These include live fiat valuation from market data providers, 15-decimal precision for native notional, and automated transaction records with native notional, fiat value, and market price.
Ripple said Unified Treasury gives teams real-time visibility across digital asset and cash positions in one dashboard. Through the ClearConnect layer, customers can connect several digital asset providers, apply real-time market rates in a chosen reporting currency, and sync transactions as activity occurs.
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Mark Johnson, VP of Global Product at Ripple Treasury, said the design principle is that digital assets should “behave exactly like cash within the platform.” He added that treasury teams should not need separate digital asset workflows.
Ripple said these two tools mark the first stage of its digital asset framework. Next, the company plans links to products for cross-border and intercompany settlement, 24/7 yield on idle cash through overnight repo, and other services powered by stablecoins and digital assets. It also said product and service availability will vary by geography, entity, and regulatory requirements.
