Revolut Integrates Polygon for Stablecoin Payment and Trading

• Revolut added Polygon to enable fast USDC, USDT, and POL transfers for UK and EEA users.
• Polygon activity grew as Revolut joined firms adopting it for payments and settlement.
• Revolut expanded its offerings after securing a MiCA license and widening its regulated services.

Revolut announced on Tuesday that it integrated Polygon to support stablecoin payments, remittances, and trading after processing more than $690 million since December 2024. The rollout covers USDC, USDT, and POL for users in the UK and EEA through near instant transfers with minimal fees. The move involves Polygon Labs and follows growing activity across the network.

Stablecoin Transfers Inside Revolut

Revolut tied the expansion to rising user demand for cheaper transfers, and this led to broader Polygon use within the app. The company said customers can now send USDC, USDT, and POL on Polygon with settlement times measured in seconds. 

These transfers incur low gas fees, and Revolut absorbs eligible charges to keep costs stable for users. However, the integration also supports POL trading inside Revolut and Revolut X, linking users to staking options offering up to 4% APY. 

This step connects to Revolut Ramp, which already moves fiat from bank accounts to Web3 wallets through Polygon PoS. The company noted that this setup removes the need for external exchanges and keeps transfers inside its system.

Revolut’s expansion aligns with its long-running crypto efforts. The company has offered crypto services since 2017 and recently widened Revolut X to all 30 EEA countries. Head of product Leonid Bashlykov said traders use the platform for its broad asset list and near-zero fees, reinforcing the link between the exchange and the new Polygon features.

Polygon’s Rising Stablecoin and Payments Adoption

Polygon Labs had a surge in activity across its ecosystem as Revolut joined other firms using its payment modes. The company reported more than 153 million stablecoin transactions in the past 30 days and a stablecoin supply of roughly $3.6 billion on the blockchain network. 

CEO Marc Boiron said the Revolut integration matched the firm’s focus on delivering everyday utility for users. This follows similar moves from Stripe, Reliance Jio, Flutterwave, and DeCard by DCS, all of which use Polygon for payments or settlement infrastructure. 

Mastercard also selected Polygon to support the first rollout of its Mastercard Crypto Credential identity system for self-custody wallets. These steps show growing enterprise interest in lower-cost modes across Europe and other regions.

Polygon’s recent Rio upgrade added stateless block verification and other enhancements designed to support higher volume payment flows. Aishwary Gupta, Polygon’s global head of payments, said the company aims to meet new regulatory requirements and show jurisdictions how blockchain systems can support compliant financial activity.

Related: Polygon Records $1.82B in Payments and $1.1B in RWAs

Fintech Adoption and Regulatory Updates

Revolut’s timing also connects to recent regulatory developments in Europe, giving the company room to expand crypto features. The fintech secured a MiCA license in Cyprus, allowing it to offer regulated digital asset services across the region. The license also positions the firm to explore additional products, including potential stablecoin offerings.

Moreover, Revolut confirmed that its UK launch of Polygon-based transfers applies to EEA countries outside the EU due to the bloc’s stance on certain stablecoins, including USDT. The company said USDC and USDT support is now fully active on Polygon for the first time inside the app, allowing users to send and receive these assets directly. This change builds on earlier internal integrations that Revolut used before formalizing the partnership.

Meanwhile, Revolut deepened its crypto services by integrating Polygon for payments, transfers, and staking. The company connected USDC, USDT, and POL to its app to deliver faster settlement and lower costs. These updates aligned with Polygon’s growing payment footprint and Revolut’s broader push to expand regulated digital asset services across Europe.